Integrated Financial Solutions and Fintech Private Portfolio’s core investment philosophies and beliefs are embedded in the investment solutions provided to clients as follows:
Accessing the best experts in their field
Identifying and utilising the expertise of leading investment specialists, research providers, technology systems and administrators to provide high quality investment portfolios.
Quality Research
Combining analysis and recommendations from leading research houses to construct and monitor portfolios.
Risk
Risk is primarily determined by strategic asset allocation. Fintech Private Portfolios use a top down approach to the Portfolios, accepting that strategic asset diversification is the most cost efficient risk mitigation tool available. Cash is used as the most effective capital preservation tool in the event of shorter term volatility.
Opportunity
Selectively using tactical variations around the strategic asset allocation benchmarks, identifying the available asset classes and the specific investment selection expected to perform well in the short to medium term. We believe in the diversification of risk but also the prudent assessment of likely return opportunity for the risk taken.
Balance
Understanding that investment return is a function of risk, opportunity (volatility) and expertise.
After Tax Investment Returns
Managing investments earnings, dividends and income in such a way to increase after tax returns for clients. Focussing on low portfolio turnover, reducing the cost of unnecessary transactions in a client?s portfolio to enhance after tax returns.
Ongoing Analysis and Monitoring
Regularly reviewing the best investment and research options through the Fintech Investment Management Committee.
Utilising The Right Structure
Utilising a structure where investors benefit from custody and scale advantages, and retain beneficial ownership of underlying shares and investments such as Managed Discretionary Account (MDA) or Managed Account Service
Transparency
Being able to see through investment structures to the underlying shares and investments for identification of investment risk.
